Please read the following information carefully before submitting a personal loan enquiry. We are a loan facilitation and lead-generation platform and are not the direct lender. We connect eligible applicants with lending partners and financial institutions.
This disclosure provides important information about the personal loan products that may be available through our platform. Loan approval, interest rate, repayment period, applicable charges and final terms are determined by the respective lending partner after its own eligibility, credit and risk assessment.
Loan Amount
₹1 Lakh – ₹20 Lakh
Subject to lender eligibility and approval.
Maximum APR
Up to 10% APR
Final rate is determined by the lending partner.
Repayment Period
Up to 20 Years
Actual tenure depends on the lender and applicant profile.
Minimum Income
₹12,000 / Month
Minimum income requirement may vary by lender.
Maximum repayment period: Up to 20 years, subject to the terms offered by the respective lending partner.
Minimum repayment period: The minimum repayment period applicable to an applicant is determined by the lending partner and will be clearly disclosed in the final loan offer and loan agreement before acceptance.
Only loan offers having a repayment period permitted under applicable Google Ads and local regulatory requirements are promoted through applicable advertising campaigns.
The maximum advertised APR for the personal loan products promoted through this platform is:
Maximum APR
Up to 10% APR
The actual APR and other loan terms offered to an applicant may be lower or otherwise vary based on the lending partner's assessment, applicable regulations, applicant profile, loan amount, tenure and other underwriting criteria.
Our platform processing fee: ₹0
We do not charge applicants a processing fee for submitting a loan enquiry through our platform.
We are not the direct lender. Any interest, lender charges, documentation charges, statutory charges, late-payment charges, foreclosure/prepayment charges or other applicable charges are determined by the respective lending partner and will be disclosed to the applicant before the loan is accepted.
Illustrative example only. Actual loan terms and repayment amounts are determined by the lending partner.
| Representative loan amount | ₹1,00,000 |
| Representative APR | 10% APR |
| Representative repayment period | 12 months |
| Platform processing fee | ₹0 |
| Illustrative EMI | Approximately ₹8,792 |
| Illustrative total repayment | Approximately ₹1,05,494 |
The above example is illustrative and assumes a ₹1,00,000 loan at 10% annual rate over 12 months with no platform processing fee. Actual lender charges, taxes, insurance, documentation charges or other applicable costs, if any, will be disclosed by the lending partner before acceptance of the loan.
Our platform acts as a loan facilitation, lead-generation and lender-connection service. We do not directly sanction or disburse personal loans.
When you submit an enquiry, your information may be reviewed and, where appropriate, shared with or transferred to an eligible lending partner for the purpose of assessing your loan enquiry, subject to applicable consent and privacy requirements.
The lending partner independently determines whether to approve or decline an application and determines the final loan amount, APR, tenure, EMI, fees and other applicable terms.
Our platform does not impose lender charges. Depending on the lending partner and applicable loan product, the following charges may apply:
Interest / APR
As stated in the final lender offer.
Late Payment Charges
As specified by the lending partner.
Prepayment / Foreclosure
As applicable under the lender's terms.
Documentation / Other Charges
Any applicable charges are disclosed before acceptance.
Submission of a loan enquiry does not guarantee approval or disbursement. Loan approval is solely at the discretion of the respective lending partner and is subject to its credit, eligibility, verification, risk and underwriting policies.
Loan amount, interest rate/APR, tenure, EMI, fees and other charges may vary according to the lending partner and the applicant's eligibility.
Applicants should carefully review the Key Fact Statement, sanction letter, loan agreement and other applicable documents provided by the lending partner before accepting a loan.
We do not guarantee a particular interest rate, loan amount, approval outcome or disbursement time.
All applicable lender charges will be communicated by the respective lending partner before the applicant accepts the applicable loan terms.
Business / Platform
LoanWala
Business Address
123 Finance Street, Connaught Place, New Delhi - 110001
Phone
+91 8510804277Last Updated: September 9, 2026